HOLY TECH / TECHNOLOGY & INNOVATION
HPI360
Home Preservation Intelligence
Enterprise Intelligence for Home Preservation
HPI360 is an enterprise mortgage-servicing intelligence platform in development by Holy Tech. It is designed to help mortgage servicers connect policy, borrower evidence, decisioning, economics, investor requirements, approvals, reporting, and audit within one governed environment.
THE OPERATING CONTEXT
The Complexity of Home Preservation
Mortgage home-preservation decisions can require servicers to navigate different investor and government requirements, changing policies, borrower documentation, economic considerations, approval authorities, reporting obligations, and multiple operational systems. HPI360 is being designed to bring intelligence and governance across these activities while working alongside existing servicing infrastructure.
GOVERNED INTELLIGENCE
Connected Intelligence for Home Preservation
- 01
Policy Intelligence
Understand changing requirements and potential operational impact.
- 02
Evidence Intelligence
Help determine whether supporting information is complete, current, and sufficient.
- 03
Decision Intelligence
Support governed home-preservation decision processes across different mortgage portfolios.
- 04
Economic Intelligence
Evaluate the economics associated with available alternatives.
- 05
Investor Intelligence
Support investor requirements, approvals, and portfolio-specific needs.
- 06
Reporting Intelligence
Connect decisions with reporting obligations and follow-up.
- 07
Governance & Audit
Support traceability and reconstruction of how decisions were reached.
PORTFOLIO CONTEXT
Designed for the Complexity of Multiple Mortgage Portfolios
- 01Private Investor / Portfolio Loans
- 02FHA
- 03Fannie Mae
- 04Freddie Mac
- 05VA
- 06USDA Guaranteed
These portfolio categories represent intended product direction, not completed functionality or integrations, and do not imply partnership, endorsement, certification, approval, or official affiliation with any organization.
AN ADJACENT INTELLIGENCE LAYER
Designed to Work Alongside Existing Infrastructure
HPI360 is not intended to replace a mortgage servicer’s system of record. It is being designed as an intelligence and governance platform that works alongside existing servicing, document, decision, investor, and reporting processes.
HOLY TECH / NEXT CONVERSATION
Help Shape the Future of Home Preservation Intelligence
Holy Tech is interested in conversations with mortgage servicers, investors, and experienced home-preservation professionals interested in helping shape HPI360 through development and validation.